There is no place like home! Owning a home has always been the American dream.

When your parents bought their first home, they turned to their trusted hometown community bank for a mortgage. At First National Bank, you can do the same with people you know and trust.


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Fixed Rate Mortgages

Principal and interest payments are fixed for the life of the loan. Only changes in real estate taxes and property insurance will affect your future payment giving you long term peace of mind.


  • Interest rate will never increase
  • Monthly budgeting is made easier
  • Products requiring as little as 5% down to purchase

Adjustable Rate Mortgages

This product re-prices every one, three or five years depending on customer preference. Customers considering relocation in the next six to eight years will like the lower initial mortgage rates and lower closing costs.


  • Low initial payment
  • Monthly, bi-monthly or bi-weekly payments are made locally
  • Automatic payments from an FNB account simplifies the payment process

Please click here to view our rates and Apply online.