The word 'Think' written in a stylized cursive font in olive green.
Personal Banking

From everyday checking and savings to loans and digital tools, our personal banking services are built to fit your life. Whether you're managing daily finances or planning for the future, we're here to help.

A barefoot man and a young boy wearing a hat sit on white wooden steps, smiling and holding hands while looking at each other.

Checking

Manage everyday spending with accounts that offer simplicity, security, and digital convenience—backed by personal service you can count on.

Savings

Reach your financial goals faster with savings options that work for you—whether you're building an emergency fund or planning for the future.
‍

Minimalist living room with a white sofa adorned with cushions and a throw blanket, and two brown vases with green leafy plants on a wooden coffee table.

Loans

Our mortgage solutions are built to make home ownership possible—with competitive rates and local expertise. We also offer car loans, home equity, construction, and consumer loans to support your next step.

Person holding a credit card in one hand while using a laptop with the other hand at a wooden desk.

Credit Cards

Get the spending power you need with our secure credit card options—featuring fraud protection, rewards, and convenient account tools.

Digital Banking

Bank anytime, anywhere with tools that make managing your money easy—from mobile check deposit to online transfers.

Services

We offer more than accounts—like safe deposit boxes, wire transfers, and notary services to simplify your everyday banking.

Personal Loans

We offer a full range of loan options to fit your life—whether you're buying a car, building a home, or covering unexpected expenses. With competitive rates and guidance from local lenders you trust, we’re here to help you move forward with confidence.

Parents holding hands walking toward a modern house while their two children run ahead on green grass.

Mortgages

Buying your first home or refinancing? We offer home loan options with competitive terms and local guidance. Let us help you become a homeowner!

Home Equity

Tap into the value of your home for renovations, education, or whatever comes next.

Construction

Building your dream home? We offer construction financing to cover the process from the ground up.

Car Loans

Drive away with competitive rates and fast approvals on auto loans for new or used vehicles.

Contact Us

Not sure where to start? Talk to a loan officer today and let’s find the right loan for you.

Straight rural road through dry harvested fields leading to a farmhouse under a partly cloudy blue sky.

Consumer Loans

Need funds for a personal purchase or unexpected needs? Our consumer loans offer simple terms, fast decisions, and real people ready to help.

Get in touch

Interested in a loan or have questions about your finances? We’re here to help. Connect with someone who knows your community—and takes the time to understand your goals. Let’s talk about what’s next for you.

Katina L. Shaffer
Consumer Loan Manager
New Bremen

NMLS: #592431
Phone: 419-629-2761
Email: kshaffer@firstnbank.bank  

Angie Fullenkamp
Branch Manager
Botkins

NMLS: #1828265
Phone: 937-693-1537
Email: afullenkamp@firstnbank.bank

Patricia Yinger
Branch Manager
Sidney

NMLS: #1600237
Phone: 937-492-1292
Email: pyinger@firstnbank.bank    

Jessica Schulze
Branch Manager
Wapakoneta

NMLS: #628119
Phone: 419-738-2194
Email: jschulze@firstnbank.bank   

Crissie Mooney
Branch Manager
New Knoxville

Phone: 419-753-3456
Email: cmooney@firstnbank.bank

Relationship Focused. Service Driven.

Think Local. Think Excellence.

First
First