Certificates of Deposit
Secure your savings with guaranteed returns and flexible terms. Choose from 3 to 60 months, enjoy competitive interest rates, and grow your money with confidence—backed by the safety of FDIC insurance and local banking you can trust.

Guaranteed Returns, Flexible Terms
Invest with confidence and peace of mind. A Certificate of Deposit (CD) from First National Bank offers a guaranteed rate of return with flexible terms to fit your goals. It’s a safe, reliable way to grow your money. Come see us and together we will develop an investment strategy tailored just for you.
The features of this investment include:
- Three to sixty month terms
- Minimum deposit of $500.00 for CD's of twelve months and longer
- Minimum deposit of $2,500.00 for CD's of less than twelve months
- Interest paid monthly, quarterly, semiannually, or annually depending on your deposit balance
- Competitive interest rates
- Interest paid by check, adding back to CD, or direct deposit into your First National Bank checking or savings account
- Penalty may apply for early withdrawal
CD Rates
Please contact your local branch office for CD rates $100,000 and greater or call 419-629-2761.
6 month CD
$2,500.00
$10,000.00
3.70%
3.76%
9 month CD
$2,500.00
$10,000.00
3.60%
3.66%
12 month CD
$500.00
$10,000.00
3.55%
3.61%
*APY = Annual Percentage Yield
All rates are fixed unless noted otherwise.
Rates are not guaranteed and are subject to change without notice.
Please contact the bank to verify rates.
Penalty for early withdrawal may apply.
For current rate information and additional terms, contact your local office or call 419-629-2761.
All rates are fixed unless noted otherwise.
Rates are not guaranteed and are subject to change without notice.
Please contact the bank to verify rates.
Penalty for early withdrawal may apply.
For current rate information and additional terms, contact your local office or call 419-629-2761.
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Think Local. Think Excellence.
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